Module 1, Part 1: Risk and Uncertainty

Part 1 of Module 1 is all about risk and uncertainty. We will eventually use these concepts to study insurance markets and premiums.

Objectives

  • Calculate expected values and expected utility
  • Define a risk pool
  • Define risk aversion and diminishing marginal utility

Activities

  • Supplemental questions about insurance in the U.S., available here
  • Discussion of Humana and importance of risk pools on the Module 1: Overview page
  • In-class example on expected values
  • In-class problem on expected costs, expected utilities, and risk aversion. The worksheet is here.

Slides

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